ROANOKE TIMES
Copyright (c) 1996, Roanoke Times
DATE: Saturday, February 24, 1996 TAG: 9602260030
SECTION: BUSINESS PAGE: A-8 EDITION: METRO
SOURCE: COMPILED BY MAG POFF
John Ewart, second vice president for underwriting, Shenandoah Life Insurance Co., Roanoke
" We don't have a specialized discount for runners, but we have a (discount) for a preferred class of policyholders ... meet certain criteria such as family history, good build and proper weight, low cholesterol, no smoking for the last three years, a good driving record, no risky avocations such as sky-diving and no record of alcohol or drug abuse."
Bill Ballinger, Virginia underwriting manager, Allstate Insurance Co., Fairfax
We have a Healthy American discount. To qualify, you must not have used tobacco products for the last 12 months, have no driver's license suspense or revocation for the last five years, commit to exercise - including biking, running, aerobics, swimming, racketball and the like - at least three times a week for 30 minutes each time, use a seat belt when in a car or truck 75 percent or more of the time, and promise to avoid excessive intake of salt."
Ken Schrad, spokesman for the Virginia State Corporation Commission, Richmond
"Any insurance company can offer any type of discount provided it applies equally to everyone who qualifies. A company can't give a discount to one non-smoker and then refuse it to another non-smoker. A copy of the policy must merely be filed with the commission."
LENGTH: Short : 40 linesby CNB