The Virginian-Pilot
                             THE VIRGINIAN-PILOT 
              Copyright (c) 1996, Landmark Communications, Inc.

DATE: Tuesday, February 6, 1996              TAG: 9602060006
SECTION: FRONT                    PAGE: A14  EDITION: FINAL 
TYPE: Letter 
                                             LENGTH: Short :   36 lines

TRY THIS MEDICARE REFORM

I am not in politics, health care or health insurance. I am over 65 years of age and enrolled in Medicare insurance Parts A & B. Having been a senior for quite a few years, I feel qualified to try to explain to our politicians and legislators just what ``old folks'' want in their health-care-insurance reform.

No. 1. We do not want HMOs! That is for younger folk. Many of the HMOs do not even carry out-patient prescription coverage. We would like to see Medicare Part A stay as it is and Medicare Part B also unchanged, with a little raise in premiums to cover higher costs if necessary.

Then it would be nice if a Medicare Part C were implemented. This would cost a little more than Part B, but would cover prescription drugs (with a fairly nominal deductible).

Then we can have Medicare Part D. Part D would add dental and glasses coverage and would cost higher than A, B or C and also carry a fair deductible.

If possible, there should be Medicare Part E, which would help to cover long-term care, with a deductible amount to be established.

In this way we have whatever the Medicare participant wants or can afford. Some would want or be able to afford perhaps only A & B, or all phases up to C, D or E. We who are the Medicare recipients could then have a choice.

MADELINE NEVALA

Virginia Beach, Jan. 20, 1996 by CNB