Roanoke Times

& World-News

Business: Wednesday, December 18, 1996

• LAST-MINUTE SHOPPERS MAY YET FIND BARGAINS
• CADDY DUCKS STAID IMAGE
• BANKS: BANKRUPTCY TOO EASY ACTIVISTS BLAME CREDIT CARD MARKETING
• INTEREST RATES STAY THE SAME ANALYST: FED TO LET IT RIDE IN ALL OF '97
• CONRAIL SHAREHOLDERS TO DECIDE ON CSX'S BUYOUT PLAN MONDAY
• IN BUSINESS
• REPORTED EARNINGS